{"id":2182,"date":"2022-03-01T09:00:00","date_gmt":"2022-03-01T09:00:00","guid":{"rendered":"https:\/\/www.blockchainlab.app\/?p=2182"},"modified":"2022-04-18T02:14:05","modified_gmt":"2022-04-18T02:14:05","slug":"wallet-digital","status":"publish","type":"post","link":"https:\/\/www.blockchainlab.app\/wallet-digital\/","title":{"rendered":"\u00bfQu\u00e9 es un Wallet Digital y c\u00f3mo funciona?"},"content":{"rendered":"\n<p><strong>Un Wallet Digital no es tan diferente de una billetera de cuero<\/strong>. Se trata de un lugar responsable y seguro en el que pod\u00e9is guardar vuestras criptomonedas, pero de manera virtual y sin necesidad de preocuparos por los ladrones.<\/p>\n\n\n\n<p>Con una<a href=\"https:\/\/es.wikipedia.org\/wiki\/Billetera_digital\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"> billetera digital<\/a>, de hecho,<strong> pod\u00e9is comprar directamente por Internet<\/strong>, sin siquiera sacar vuestras tarjetas o efectivo. De hecho, no deb\u00e9is recordar nada, solo la contrase\u00f1a de vuestra Wallet.<\/p>\n\n\n\n<p>B\u00e1sicamente, un <strong>Wallet Digital<\/strong> permite a las personas mediante el uso de dispositivos electr\u00f3nicos, como computadoras o tel\u00e9fonos inteligentes, realizar transacciones en l\u00ednea o en una tienda f\u00edsica. En este post profundizaremos m\u00e1s sobre <a href=\"https:\/\/www.blockchainlab.app\/formacion\/\">qu\u00e9 es un monedero virtual y c\u00f3mo funciona<\/a>.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_64 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">&Iacute;ndice de contenidos<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-660bd0ce8a38e\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-660bd0ce8a38e\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.blockchainlab.app\/wallet-digital\/#Wallet_Digital_Concepto_y_beneficios\" title=\"Wallet Digital: Concepto y beneficios\">Wallet Digital: Concepto y beneficios<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.blockchainlab.app\/wallet-digital\/#Acciones_que_puedo_hacer_con_una_billetera_digital\" title=\"Acciones que puedo hacer con una billetera digital\">Acciones que puedo hacer con una billetera digital<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.blockchainlab.app\/wallet-digital\/#Como_funciona_un_monedero_electronico\" title=\"C\u00f3mo funciona un monedero electr\u00f3nico\">C\u00f3mo funciona un monedero electr\u00f3nico<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.blockchainlab.app\/wallet-digital\/#Pasos_para_usar_una_cuenta\" title=\"Pasos para usar una cuenta\">Pasos para usar una cuenta<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.blockchainlab.app\/wallet-digital\/#Registro\" title=\"Registro\">Registro<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.blockchainlab.app\/wallet-digital\/#Envio_de_documentos\" title=\"Env\u00edo de documentos\">Env\u00edo de documentos<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.blockchainlab.app\/wallet-digital\/#Ingresar_el_instrumento_de_pago\" title=\"Ingresar el instrumento de pago\">Ingresar el instrumento de pago<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.blockchainlab.app\/wallet-digital\/#Conclusiones\" title=\"Conclusiones\">Conclusiones<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"wallet-digital-concepto-y-beneficios\"><span class=\"ez-toc-section\" id=\"Wallet_Digital_Concepto_y_beneficios\"><\/span>Wallet Digital: Concepto y beneficios<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Un Wallet Digital es una herramienta segura que puede almacenar n\u00fameros de cuentas de cr\u00e9dito, d\u00e9bito, prepago o bancarias para hacer pagos de forma r\u00e1pida y sencilla. <\/strong>Os permite realizar transacciones simplemente creando una cuenta gratuita e ingresando vuestra direcci\u00f3n de correo electr\u00f3nico.<\/p>\n\n\n\n<p>Tras la creaci\u00f3n de la cuenta, el usuario\/a podr\u00e1 habilitar los pagos sin compartir sus datos personales. De hecho, <strong>para autenticar la transacci\u00f3n,<\/strong> solo deber\u00e9is ingresar el correo electr\u00f3nico conectado a su billetera y la contrase\u00f1a.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"640\" height=\"426\" src=\"https:\/\/www.blockchainlab.app\/wp-content\/uploads\/2022\/02\/cartera-virtual.jpg\" alt=\"\" class=\"wp-image-2184\" srcset=\"https:\/\/www.blockchainlab.app\/wp-content\/uploads\/2022\/02\/cartera-virtual.jpg 640w, https:\/\/www.blockchainlab.app\/wp-content\/uploads\/2022\/02\/cartera-virtual-300x200.jpg 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure><\/div>\n\n\n\n<p>De esta forma no habr\u00e1 necesidad de compartir datos o informaci\u00f3n sensible, evitando el riesgo de fraude o robo. Toda la informaci\u00f3n personal del usuario\/a se almacena en entornos especiales protegidos fuera de las p\u00e1ginas en l\u00ednea, lo que hace que el pago sea particularmente seguro. <strong>El caso es que el uso de un Wallet Digital aporta beneficios tanto a los consumidores como a los comerciantes:<\/strong><\/p>\n\n\n\n<ul><li>Agiliza y simplifica la experiencia de usuario.<\/li><li>Proporciona m\u00e1s seguridad<\/li><li>Ofrecen mejor experiencia de compra<\/li><li>Las tasa de transferencia de pago es m\u00e1s baja<\/li><li>Permiten transferencias de dinero en tiempos m\u00e1s cortos<\/li><li>La velocidad en la recepci\u00f3n del pago es m\u00e1s r\u00e1pida<\/li><li>Se pueden realizar transacciones desde el tel\u00e9fono inteligente.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"acciones-que-puedo-hacer-con-una-billetera-digital\"><span class=\"ez-toc-section\" id=\"Acciones_que_puedo_hacer_con_una_billetera_digital\"><\/span>Acciones que puedo hacer con una billetera digital<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Existe todo un abanico de acciones que pod\u00e9is realizar con Wallet Digital que, por supuesto, van m\u00e1s all\u00e1 de pagar productos o servicios por Internet, como por ejemplo:<\/strong><\/p>\n\n\n\n<ul><li>Monitorear el saldo e historial de transacciones en cualquier momento en tiempo real.<\/li><li>Comprar productos y servicios en cualquier moneda.<\/li><li>Cargar fondos a trav\u00e9s de varios instrumentos de pago.<\/li><li>Retirar fondos a mediante diferentes instrumentos de pago.<\/li><li>Recibir pagos.<\/li><li>Enviar pagos.<\/li><li>Transferir fondos a otros clientes en la misma cartera.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"como-funciona-un-monedero-electronico\"><span class=\"ez-toc-section\" id=\"Como_funciona_un_monedero_electronico\"><\/span>C\u00f3mo funciona un monedero electr\u00f3nico<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Un<\/strong> <strong>Wallet Digital utiliza un software para transmitir informaci\u00f3n de pago desde vuestra cuenta corriente al minorista donde realiza la transacci\u00f3n. <\/strong>Adem\u00e1s, usa un cifrado s\u00f3lido para garantizar que vuestra&nbsp;informaci\u00f3n de pago est\u00e9 siempre protegida dentro de vuestro tel\u00e9fono inteligente.<\/p>\n\n\n\n<p>En general, las billeteras digitales son muy seguras porque se almacenan dentro de vuestro tel\u00e9fono inteligente y est\u00e1n protegidas por una contrase\u00f1a general. Aunque hay opciones en las que solo es posible realizar pagos verificando vuestra huella digital.<\/p>\n\n\n\n<p>Por \u00faltimo y no menos importante,<strong>&nbsp;un monedero virtual utiliza protocolos de seguridad adicionales,<\/strong> como la autenticaci\u00f3n de dos factores. En cualquier caso, evitad compartir vuestros datos personales, vigilad siempre vuestra cuenta y aseguraos de bloquear vuestro&nbsp;tel\u00e9fono inteligente en caso de robo o p\u00e9rdida.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"pasos-para-usar-una-cuenta\"><span class=\"ez-toc-section\" id=\"Pasos_para_usar_una_cuenta\"><\/span>Pasos para usar una cuenta<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>El primer paso para usar una billetera electr\u00f3nica es abrir una cuenta. Veamos cu\u00e1les son los tres pasos para comenzar a pagar con la billetera digital:<strong><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"registro\"><span class=\"ez-toc-section\" id=\"Registro\"><\/span>Registro<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>El registro se realiza compartiendo vuestros datos personales (nombre, apellidos, correo electr\u00f3nico, direcci\u00f3n, n\u00famero de tel\u00e9fono, etc.). Luego hay que esperar la validaci\u00f3n del registro por email. El equipo de soporte suele tardar unas 48 horas en validar los datos personales de cada usuario.<\/p>\n\n\n\n<p>Conviene destacar que <strong>la confirmaci\u00f3n del registro se comunica v\u00eda correo electr\u00f3nico adjuntando las indispensables credenciales de acceso<\/strong> (usuario y contrase\u00f1a). En este punto, simplemente deb\u00e9is ingresar vuestras credenciales en el \u00e1rea de inicio de sesi\u00f3n para acceder a la billetera digital.<\/p>\n\n\n\n<p>Despu\u00e9s de haber iniciado sesi\u00f3n por primera vez, no ser\u00e1 posible realizar ninguna transacci\u00f3n: es necesario enviar los documentos de identidad para certificar la veracidad de los datos comunicados. Despu\u00e9s de unas horas desde el registro.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"640\" height=\"423\" src=\"https:\/\/www.blockchainlab.app\/wp-content\/uploads\/2022\/02\/cartera.jpg\" alt=\"cartera\" class=\"wp-image-2185\" srcset=\"https:\/\/www.blockchainlab.app\/wp-content\/uploads\/2022\/02\/cartera.jpg 640w, https:\/\/www.blockchainlab.app\/wp-content\/uploads\/2022\/02\/cartera-300x198.jpg 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"envio-de-documentos\"><span class=\"ez-toc-section\" id=\"Envio_de_documentos\"><\/span>Env\u00edo de documentos<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Para utilizar vuestra billetera digital, <strong>deb\u00e9is enviar por&nbsp;correo electr\u00f3nico algunos documentos con los que puedan certificar vuestra identidad real<\/strong>. Despu\u00e9s de enviar el material,&nbsp;tendr\u00e9is que esperar de 2 a 15 d\u00edas para que se verifiquen los documentos enviados.<\/p>\n\n\n\n<p>\u00bfCu\u00e1les son los documentos necesarios para autenticar el registro? Los siguientes:<\/p>\n\n\n\n<ul><li>C\u00e9dula de identidad o pasaporte<\/li><li>Licencia de conducir<\/li><li>Coordenadas de la cuenta bancaria<\/li><li>Factura de tel\u00e9fono o electricidad<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"ingresar-el-instrumento-de-pago\"><span class=\"ez-toc-section\" id=\"Ingresar_el_instrumento_de_pago\"><\/span>Ingresar el instrumento de pago<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Despu\u00e9s de la fase de registro y la aprobaci\u00f3n de la cuenta, es necesario ingresar vuestro instrumento de pago que puede\u00a0variar de una billetera a otra. En general, casi todas las wallets digitales aceptan cuentas bancarias, tarjetas de cr\u00e9dito, tarjetas de d\u00e9bito y tarjetas prepagas.<\/p>\n\n\n\n<p>Despu\u00e9s de indicar vuestro m\u00e9todo de pago, <strong>pod\u00e9is comenzar a usar la billetera electr\u00f3nica<\/strong>. Cada vez que se realiza una compra en l\u00ednea, simplemente necesitar\u00e9is ingresar vuestro correo electr\u00f3nico y contrase\u00f1a para completar la transacci\u00f3n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusiones\"><span class=\"ez-toc-section\" id=\"Conclusiones\"><\/span>Conclusiones<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Al final, un <strong>Wallet Digital es una herramienta de pago electr\u00f3nico<\/strong>, generalmente en forma de aplicaci\u00f3n, que se utiliza para almacenar de forma segura las versiones virtuales de vuestras tarjetas de d\u00e9bito y cr\u00e9dito. De modo que pod\u00e9is utilizarla para pagar productos o servicios, sin ingresar los detalles de vuestra tarjeta, adem\u00e1s <strong>no es necesario tener la billetera f\u00edsicamente con vosotros\/as.<\/strong><\/p>\n\n\n\n<p>En definitiva<strong>, los monederos electr\u00f3nicos son la \u00faltima tendencia en pagos virtuales<\/strong>. Especialmente porque son capaces de garantizar transacciones seguras desde dispositivos m\u00f3viles en cualquier momento.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Un Wallet Digital no es tan diferente de una billetera de cuero. Se trata de un lugar responsable y seguro en el que pod\u00e9is guardar vuestras criptomonedas, pero de manera virtual y sin necesidad de preocuparos por los ladrones. Con una billetera digital, de hecho, pod\u00e9is comprar directamente por Internet, sin siquiera sacar vuestras tarjetas &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.blockchainlab.app\/wallet-digital\/\"> <span class=\"screen-reader-text\">\u00bfQu\u00e9 es un Wallet Digital y c\u00f3mo funciona?<\/span> Leer m\u00e1s &raquo;<\/a><\/p>\n","protected":false},"author":25,"featured_media":2183,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00bfQu\u00e9 es un Wallet Digital y c\u00f3mo funciona? 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